creative | capital | consultancy

Acquisition Capital

Acquisition capital is the funds to acquire a new business. Acquisition Capital includes the costs of direct payments to the seller as well as all transaction costs such as legal fees and expenses, broker’s fees, due diligence costs and all other costs involved in closing the transaction. Acquisition capital includes the cost to purchase a franchise.

Startup Capital

Startup capital refers to the money that is required to start a new business, whether for office space, permits, salaries, wages, licenses, inventory, product development and manufacturing, marketing or any other expense. Startup capital is the money you need to get your business off the ground.

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Expansion Capital

Expansion capital refers to the funds needed to expand your business. Expansion capital includes money for increased levels of stock, increased plant and equipment capacity, increased vehicles, increased property, increased working capital levels, increased marketing costs, business acquisition capital, and transaction costs all with the aim to grow your business.

Working Capital/Term Finance

Working Capital refers to the money to fund a company’s day-to-day operations, such as salaries, wages, debt repayments, creditor repayments, rent, office supplies etc. essentially your everyday expenses.

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Asset Based Finance

Asset based finance is secured lending for the purchase of vehicles, equipment, machinery, property, IT hardware, agricultural equipment, earth-moving equipment, medical equipment,mining equipment or any other type of equipment.

Invoice Discounting

Invoice discounting is the practice of using a company’s invoices as security for a loan. This is an extremely short-term form of borrowing. We are able to payout as fast as 24 hours from the time your invoice is uploaded, with flexible repayment terms.

Trade Finance

Trade finance refers to the money used for purchase of stock (including import and export), export credits, letters of credit and related add on finance products such as insurance.

Bridging Finance

This type of finance is a form of a short-term loan that will help you to bridge the gap between a short time when you would be able to access funds that are on its way. This could be money from a property sale or a contractual payment. The point is that bridging finance is meant to offer a monetary respite when you are expecting money that will be able to repay this short-term loan.

Unsecured Business Loans

It’s a cash advance which is paid straight into your bank account. Cash loans are unsecured which means that they are not secured against an asset like your property or vehicle.

Development &
Property Finance

Property finance refers to a loan for the purchase of a property such as a building, offices or land. As this type of loan is secured against the property, interest rates are usually low.

Commercial Finance

If your business deals with commercial customers then you can offer FCF as a financial solutions for your commercial customers.
Don’t lose sales due to customer affordability.

Purchase Order Finance

If your business deals with consumers then you can offer a financial solution to your customers.